Senior Care Costs in Chicago, IL (2026)
Compare nursing home, assisted living, and home care costs in Chicago.
Nursing Home (Private)
$7,860/mo
State avg: $7,148
Assisted Living
$5,223/mo
State avg: $4,750
Home Health Aide
$28.59/hr
$5,032/mo (8hr/day)
Adult Day Care
$1,814/mo
National avg: $1,692
Cost Comparison
| Care Type | Chicago | Illinois Avg | National Avg |
|---|---|---|---|
| Nursing Home (Private) | $7,860/mo | $7,148/mo | $9,514/mo |
| Assisted Living | $5,223/mo | $4,750/mo | $4,612/mo |
| Home Health Aide | $28.59/hr | $26.00/hr | $25.82/hr |
| Adult Day Care | $1,814/mo | $1,650/mo | $1,692/mo |
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Nursing Home (Private Room) in Illinois
Monthly Cost
$7,148
Annual Cost
$85,776
5-Year Projection
$428,880
Total (12mo)
$85,776
vs. National Average
Illinois$7,148/mo
National Avg$9,541/mo
$2,393/mo lower than national average (-25.1%)
Medicare & Medicaid Coverage
- Medicare: Covers up to 100 days of skilled nursing facility care after a qualifying hospital stay (first 20 days fully covered, days 21-100 with copay).
- Medicaid: May cover nursing home and some home care costs for eligible individuals. Income and asset limits apply and vary by state.
- Long-Term Care Insurance: Can cover costs not paid by Medicare or Medicaid. Premiums depend on age and coverage level.
- VA Benefits: Veterans may qualify for Aid and Attendance benefits to help cover care costs.
Long-term care insurance quotes
Medicare supplement plans
Elder law attorneys near me
Senior living communities
Home health care agencies
Medicaid planning services
* Estimates based on Genworth Cost of Care Survey data. Actual costs may vary by facility, location, and level of care needed. Consult a certified elder care advisor or financial planner specializing in senior care for personalized guidance.
Frequently Asked Questions
How much does a nursing home cost in Chicago, IL?
A private room nursing home in Chicago costs approximately $7,860/month ($94,320/year). This is $1,654 below the national average.
What is the cost of assisted living in Chicago?
Assisted living in Chicago, IL costs approximately $5,223/month ($62,676/year).
How much do home health aides charge in Chicago?
Home health aides in Chicago charge approximately $28.59/hour. For full-time care (8 hours/day, 22 days/month), that totals about $5,032/month.
Is Chicago an affordable place for senior care?
Yes, Chicago has nursing home costs that are below the national average, making it a relatively affordable option for senior care.
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Data verified March 2026 · Source: Genworth Cost of Care Survey