Senior Care Costs in Jersey City, NJ (2026)
Compare nursing home, assisted living, and home care costs in Jersey City.
Nursing Home (Private)
$10,853/mo
State avg: $12,167
Assisted Living
$5,307/mo
State avg: $5,950
Home Health Aide
$24.08/hr
$4,238/mo (8hr/day)
Adult Day Care
$1,873/mo
National avg: $1,692
Cost Comparison
| Care Type | Jersey City | New Jersey Avg | National Avg |
|---|---|---|---|
| Nursing Home (Private) | $10,853/mo | $12,167/mo | $9,514/mo |
| Assisted Living | $5,307/mo | $5,950/mo | $4,612/mo |
| Home Health Aide | $24.08/hr | $27.00/hr | $25.82/hr |
| Adult Day Care | $1,873/mo | $2,100/mo | $1,692/mo |
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Nursing Home (Private Room) in New Jersey
Monthly Cost
$12,167
Annual Cost
$146,004
5-Year Projection
$730,020
Total (12mo)
$146,004
vs. National Average
New Jersey$12,167/mo
National Avg$9,541/mo
$2,626/mo higher than national average (+27.5%)
Medicare & Medicaid Coverage
- Medicare: Covers up to 100 days of skilled nursing facility care after a qualifying hospital stay (first 20 days fully covered, days 21-100 with copay).
- Medicaid: May cover nursing home and some home care costs for eligible individuals. Income and asset limits apply and vary by state.
- Long-Term Care Insurance: Can cover costs not paid by Medicare or Medicaid. Premiums depend on age and coverage level.
- VA Benefits: Veterans may qualify for Aid and Attendance benefits to help cover care costs.
Long-term care insurance quotes
Medicare supplement plans
Elder law attorneys near me
Senior living communities
Home health care agencies
Medicaid planning services
* Estimates based on Genworth Cost of Care Survey data. Actual costs may vary by facility, location, and level of care needed. Consult a certified elder care advisor or financial planner specializing in senior care for personalized guidance.
Frequently Asked Questions
How much does a nursing home cost in Jersey City, NJ?
A private room nursing home in Jersey City costs approximately $10,853/month ($130,236/year). This is $1,339 above the national average.
What is the cost of assisted living in Jersey City?
Assisted living in Jersey City, NJ costs approximately $5,307/month ($63,684/year).
How much do home health aides charge in Jersey City?
Home health aides in Jersey City charge approximately $24.08/hour. For full-time care (8 hours/day, 22 days/month), that totals about $4,238/month.
Is Jersey City an affordable place for senior care?
Jersey City has nursing home costs above the national average. However, costs vary by facility and care level.
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Data verified March 2026 · Source: Genworth Cost of Care Survey