ElderCarePeek

Senior Care Costs in White Plains, NY (2026)

Compare nursing home, assisted living, and home care costs in White Plains.

Nursing Home (Private)

$14,554/mo

State avg: $13,250

Assisted Living

$6,041/mo

State avg: $5,500

Home Health Aide

$29.66/hr

$5,220/mo (8hr/day)

Adult Day Care

$2,581/mo

National avg: $1,692

Cost Comparison

Care TypeWhite PlainsNew York AvgNational Avg
Nursing Home (Private)$14,554/mo$13,250/mo$9,514/mo
Assisted Living$6,041/mo$5,500/mo$4,612/mo
Home Health Aide$29.66/hr$27.00/hr$25.82/hr
Adult Day Care$2,581/mo$2,350/mo$1,692/mo

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Nursing Home (Private Room) in New York

Monthly Cost

$13,250

Annual Cost

$159,000

5-Year Projection

$795,000

Total (12mo)

$159,000

vs. National Average

New York$13,250/mo
National Avg$9,541/mo

$3,709/mo higher than national average (+38.9%)

Medicare & Medicaid Coverage

  • Medicare: Covers up to 100 days of skilled nursing facility care after a qualifying hospital stay (first 20 days fully covered, days 21-100 with copay).
  • Medicaid: May cover nursing home and some home care costs for eligible individuals. Income and asset limits apply and vary by state.
  • Long-Term Care Insurance: Can cover costs not paid by Medicare or Medicaid. Premiums depend on age and coverage level.
  • VA Benefits: Veterans may qualify for Aid and Attendance benefits to help cover care costs.
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* Estimates based on Genworth Cost of Care Survey data. Actual costs may vary by facility, location, and level of care needed. Consult a certified elder care advisor or financial planner specializing in senior care for personalized guidance.

Frequently Asked Questions

How much does a nursing home cost in White Plains, NY?
A private room nursing home in White Plains costs approximately $14,554/month ($174,648/year). This is $5,040 above the national average.
What is the cost of assisted living in White Plains?
Assisted living in White Plains, NY costs approximately $6,041/month ($72,492/year).
How much do home health aides charge in White Plains?
Home health aides in White Plains charge approximately $29.66/hour. For full-time care (8 hours/day, 22 days/month), that totals about $5,220/month.
Is White Plains an affordable place for senior care?
White Plains has nursing home costs above the national average. However, costs vary by facility and care level.

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Data verified March 2026 · Source: Genworth Cost of Care Survey