ElderCarePeek

Delaware vs Massachusetts: Senior Care Cost Comparison (2026)

Side-by-side comparison of nursing home, assisted living, and home care costs.

Delaware

$10,830/mo

Nursing home (private room)

Senior population: 19.4%

Massachusetts

$13,992/mo

Nursing home (private room)

Senior population: 17%

Which State is More Affordable for Senior Care?

Delaware has lower nursing home costs by $3,162/month ($37,944/year). Over 5 years, that's a difference of $189,720.

Detailed Cost Comparison

Care TypeDelawareMassachusettsDifference
Nursing Home (Private)$10,830/mo$13,992/mo$3,162
Nursing Home (Semi-Private)$9,963/mo$12,167/mo$2,204
Assisted Living$5,750/mo$5,750/mo$0
Home Health Aide$26.00/hr$30.00/hr$4.00
Adult Day Care$1,833/mo$2,100/mo$267
Homemaker Services$24.00/hr$28.00/hr$4.00

Annual Cost Comparison

Delaware Annual Costs

Nursing Home (Private)$129,960/yr
Assisted Living$69,000/yr
Home Health Aide (8hr/day)$54,912/yr
Adult Day Care$21,996/yr

Massachusetts Annual Costs

Nursing Home (Private)$167,904/yr
Assisted Living$69,000/yr
Home Health Aide (8hr/day)$63,360/yr
Adult Day Care$25,200/yr

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Frequently Asked Questions

Which state has cheaper nursing homes: Delaware or Massachusetts?
Delaware has lower nursing home costs. Delaware averages $10,830/month while Massachusetts averages $13,992/month, a difference of $3,162/month.
How do assisted living costs compare between Delaware and Massachusetts?
Assisted living in Delaware costs $5,750/month compared to $5,750/month in Massachusetts.
What about home health aide costs?
Home health aides charge $26.00/hour in Delaware and $30.00/hour in Massachusetts.
Which state has better Medicaid coverage for senior care?
Both states offer Medicaid coverage for nursing home care. Delaware: Delaware Medicaid covers nursing facility care. Diamond State Health Plan Plus provides HCBS waiver services.... Massachusetts: MassHealth covers nursing facility care. Frail Elder waiver and Senior Care Options program available....

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Data verified March 2026 · Source: Genworth Cost of Care Survey