Florida vs North Carolina: Senior Care Cost Comparison (2026)
Side-by-side comparison of nursing home, assisted living, and home care costs.
Which State is More Affordable for Senior Care?
North Carolina has lower nursing home costs by $1,659/month ($19,908/year). Over 5 years, that's a difference of $99,540.
Detailed Cost Comparison
| Care Type | Florida | North Carolina | Difference |
|---|---|---|---|
| Nursing Home (Private) | $9,963/mo | $8,304/mo | +$1,659 |
| Nursing Home (Semi-Private) | $9,048/mo | $7,452/mo | +$1,596 |
| Assisted Living | $4,385/mo | $4,250/mo | +$135 |
| Home Health Aide | $26.00/hr | $23.00/hr | +$3.00 |
| Adult Day Care | $1,733/mo | $1,517/mo | +$216 |
| Homemaker Services | $24.00/hr | $21.00/hr | +$3.00 |
Annual Cost Comparison
Florida Annual Costs
Nursing Home (Private)$119,556/yr
Assisted Living$52,620/yr
Home Health Aide (8hr/day)$54,912/yr
Adult Day Care$20,796/yr
North Carolina Annual Costs
Nursing Home (Private)$99,648/yr
Assisted Living$51,000/yr
Home Health Aide (8hr/day)$48,576/yr
Adult Day Care$18,204/yr
Senior Care Planning Resources
Long-Term Care Insurance Quotes
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Medicare Part A Coverage
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Elder Law Attorneys
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Frequently Asked Questions
Which state has cheaper nursing homes: Florida or North Carolina?
North Carolina has lower nursing home costs. Florida averages $9,963/month while North Carolina averages $8,304/month, a difference of $1,659/month.
How do assisted living costs compare between Florida and North Carolina?
Assisted living in Florida costs $4,385/month compared to $4,250/month in North Carolina.
What about home health aide costs?
Home health aides charge $26.00/hour in Florida and $23.00/hour in North Carolina.
Which state has better Medicaid coverage for senior care?
Both states offer Medicaid coverage for nursing home care. Florida: Florida Medicaid covers nursing home care. Statewide Medicaid Managed Care Long-Term Care Program available.... North Carolina: North Carolina Medicaid covers nursing facility care. Community Alternatives Program waivers available....
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Data verified March 2026 · Source: Genworth Cost of Care Survey