ElderCarePeek

Maryland vs West Virginia: Senior Care Cost Comparison (2026)

Side-by-side comparison of nursing home, assisted living, and home care costs.

Maryland

$10,982/mo

Nursing home (private room)

Senior population: 15.6%

West Virginia

$10,068/mo

Nursing home (private room)

Senior population: 20.5%

Which State is More Affordable for Senior Care?

West Virginia has lower nursing home costs by $914/month ($10,968/year). Over 5 years, that's a difference of $54,840.

Detailed Cost Comparison

Care TypeMarylandWest VirginiaDifference
Nursing Home (Private)$10,982/mo$10,068/mo+$914
Nursing Home (Semi-Private)$10,068/mo$9,050/mo+$1,018
Assisted Living$4,750/mo$4,250/mo+$500
Home Health Aide$26.00/hr$22.00/hr+$4.00
Adult Day Care$1,833/mo$1,517/mo+$316
Homemaker Services$24.00/hr$20.00/hr+$4.00

Annual Cost Comparison

Maryland Annual Costs

Nursing Home (Private)$131,784/yr
Assisted Living$57,000/yr
Home Health Aide (8hr/day)$54,912/yr
Adult Day Care$21,996/yr

West Virginia Annual Costs

Nursing Home (Private)$120,816/yr
Assisted Living$51,000/yr
Home Health Aide (8hr/day)$46,464/yr
Adult Day Care$18,204/yr

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Frequently Asked Questions

Which state has cheaper nursing homes: Maryland or West Virginia?
West Virginia has lower nursing home costs. Maryland averages $10,982/month while West Virginia averages $10,068/month, a difference of $914/month.
How do assisted living costs compare between Maryland and West Virginia?
Assisted living in Maryland costs $4,750/month compared to $4,250/month in West Virginia.
What about home health aide costs?
Home health aides charge $26.00/hour in Maryland and $22.00/hour in West Virginia.
Which state has better Medicaid coverage for senior care?
Both states offer Medicaid coverage for nursing home care. Maryland: Maryland Medicaid covers nursing homes. Community Options waiver and other HCBS programs available.... West Virginia: West Virginia Medicaid covers nursing home care. Aged and Disabled waiver for community services....

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Data verified March 2026 · Source: Genworth Cost of Care Survey