Massachusetts vs Minnesota: Senior Care Cost Comparison (2026)
Side-by-side comparison of nursing home, assisted living, and home care costs.
Which State is More Affordable for Senior Care?
Minnesota has lower nursing home costs by $3,162/month ($37,944/year). Over 5 years, that's a difference of $189,720.
Detailed Cost Comparison
| Care Type | Massachusetts | Minnesota | Difference |
|---|---|---|---|
| Nursing Home (Private) | $13,992/mo | $10,830/mo | +$3,162 |
| Nursing Home (Semi-Private) | $12,167/mo | $9,963/mo | +$2,204 |
| Assisted Living | $5,750/mo | $4,750/mo | +$1,000 |
| Home Health Aide | $30.00/hr | $29.00/hr | +$1.00 |
| Adult Day Care | $2,100/mo | $1,900/mo | +$200 |
| Homemaker Services | $28.00/hr | $27.00/hr | +$1.00 |
Annual Cost Comparison
Massachusetts Annual Costs
Nursing Home (Private)$167,904/yr
Assisted Living$69,000/yr
Home Health Aide (8hr/day)$63,360/yr
Adult Day Care$25,200/yr
Minnesota Annual Costs
Nursing Home (Private)$129,960/yr
Assisted Living$57,000/yr
Home Health Aide (8hr/day)$61,248/yr
Adult Day Care$22,800/yr
Senior Care Planning Resources
Long-Term Care Insurance Quotes
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Medicaid Planning Services
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Medicare Part A Coverage
Understand what Medicare covers for skilled nursing facility care.
Elder Law Attorneys
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Frequently Asked Questions
Which state has cheaper nursing homes: Massachusetts or Minnesota?
Minnesota has lower nursing home costs. Massachusetts averages $13,992/month while Minnesota averages $10,830/month, a difference of $3,162/month.
How do assisted living costs compare between Massachusetts and Minnesota?
Assisted living in Massachusetts costs $5,750/month compared to $4,750/month in Minnesota.
What about home health aide costs?
Home health aides charge $30.00/hour in Massachusetts and $29.00/hour in Minnesota.
Which state has better Medicaid coverage for senior care?
Both states offer Medicaid coverage for nursing home care. Massachusetts: MassHealth covers nursing facility care. Frail Elder waiver and Senior Care Options program available.... Minnesota: Minnesota Medicaid covers nursing facility care. Elderly waiver for community-based alternatives....
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Data verified March 2026 · Source: Genworth Cost of Care Survey