New Jersey vs Pennsylvania: Senior Care Cost Comparison (2026)
Side-by-side comparison of nursing home, assisted living, and home care costs.
Which State is More Affordable for Senior Care?
Pennsylvania has lower nursing home costs by $2,099/month ($25,188/year). Over 5 years, that's a difference of $125,940.
Detailed Cost Comparison
| Care Type | New Jersey | Pennsylvania | Difference |
|---|---|---|---|
| Nursing Home (Private) | $12,167/mo | $10,068/mo | +$2,099 |
| Nursing Home (Semi-Private) | $10,982/mo | $9,050/mo | +$1,932 |
| Assisted Living | $5,950/mo | $4,500/mo | +$1,450 |
| Home Health Aide | $27.00/hr | $25.00/hr | +$2.00 |
| Adult Day Care | $2,100/mo | $1,733/mo | +$367 |
| Homemaker Services | $25.00/hr | $23.00/hr | +$2.00 |
Annual Cost Comparison
New Jersey Annual Costs
Nursing Home (Private)$146,004/yr
Assisted Living$71,400/yr
Home Health Aide (8hr/day)$57,024/yr
Adult Day Care$25,200/yr
Pennsylvania Annual Costs
Nursing Home (Private)$120,816/yr
Assisted Living$54,000/yr
Home Health Aide (8hr/day)$52,800/yr
Adult Day Care$20,796/yr
Senior Care Planning Resources
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Frequently Asked Questions
Which state has cheaper nursing homes: New Jersey or Pennsylvania?
Pennsylvania has lower nursing home costs. New Jersey averages $12,167/month while Pennsylvania averages $10,068/month, a difference of $2,099/month.
How do assisted living costs compare between New Jersey and Pennsylvania?
Assisted living in New Jersey costs $5,950/month compared to $4,500/month in Pennsylvania.
What about home health aide costs?
Home health aides charge $27.00/hour in New Jersey and $25.00/hour in Pennsylvania.
Which state has better Medicaid coverage for senior care?
Both states offer Medicaid coverage for nursing home care. New Jersey: New Jersey Medicaid covers nursing home care. MLTSS (Managed Long Term Services and Supports) for community options.... Pennsylvania: Pennsylvania Medicaid covers nursing home care. LIFE program and aging waiver for community services....
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Data verified March 2026 · Source: Genworth Cost of Care Survey