New Jersey vs Rhode Island: Senior Care Cost Comparison (2026)
Side-by-side comparison of nursing home, assisted living, and home care costs.
Which State is More Affordable for Senior Care?
Rhode Island has lower nursing home costs by $1,337/month ($16,044/year). Over 5 years, that's a difference of $80,220.
Detailed Cost Comparison
| Care Type | New Jersey | Rhode Island | Difference |
|---|---|---|---|
| Nursing Home (Private) | $12,167/mo | $10,830/mo | +$1,337 |
| Nursing Home (Semi-Private) | $10,982/mo | $9,963/mo | +$1,019 |
| Assisted Living | $5,950/mo | $5,250/mo | +$700 |
| Home Health Aide | $27.00/hr | $28.00/hr | $1.00 |
| Adult Day Care | $2,100/mo | $2,100/mo | $0 |
| Homemaker Services | $25.00/hr | $26.00/hr | $1.00 |
Annual Cost Comparison
New Jersey Annual Costs
Nursing Home (Private)$146,004/yr
Assisted Living$71,400/yr
Home Health Aide (8hr/day)$57,024/yr
Adult Day Care$25,200/yr
Rhode Island Annual Costs
Nursing Home (Private)$129,960/yr
Assisted Living$63,000/yr
Home Health Aide (8hr/day)$59,136/yr
Adult Day Care$25,200/yr
Senior Care Planning Resources
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Medicare Part A Coverage
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Frequently Asked Questions
Which state has cheaper nursing homes: New Jersey or Rhode Island?
Rhode Island has lower nursing home costs. New Jersey averages $12,167/month while Rhode Island averages $10,830/month, a difference of $1,337/month.
How do assisted living costs compare between New Jersey and Rhode Island?
Assisted living in New Jersey costs $5,950/month compared to $5,250/month in Rhode Island.
What about home health aide costs?
Home health aides charge $27.00/hour in New Jersey and $28.00/hour in Rhode Island.
Which state has better Medicaid coverage for senior care?
Both states offer Medicaid coverage for nursing home care. New Jersey: New Jersey Medicaid covers nursing home care. MLTSS (Managed Long Term Services and Supports) for community options.... Rhode Island: Rhode Island Medicaid covers nursing facilities. Global consumer choice compact waiver available....
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Data verified March 2026 · Source: Genworth Cost of Care Survey