New Jersey vs South Carolina: Senior Care Cost Comparison (2026)
Side-by-side comparison of nursing home, assisted living, and home care costs.
Which State is More Affordable for Senior Care?
South Carolina has lower nursing home costs by $4,563/month ($54,756/year). Over 5 years, that's a difference of $273,780.
Detailed Cost Comparison
| Care Type | New Jersey | South Carolina | Difference |
|---|---|---|---|
| Nursing Home (Private) | $12,167/mo | $7,604/mo | +$4,563 |
| Nursing Home (Semi-Private) | $10,982/mo | $6,844/mo | +$4,138 |
| Assisted Living | $5,950/mo | $3,750/mo | +$2,200 |
| Home Health Aide | $27.00/hr | $22.00/hr | +$5.00 |
| Adult Day Care | $2,100/mo | $1,383/mo | +$717 |
| Homemaker Services | $25.00/hr | $20.00/hr | +$5.00 |
Annual Cost Comparison
New Jersey Annual Costs
Nursing Home (Private)$146,004/yr
Assisted Living$71,400/yr
Home Health Aide (8hr/day)$57,024/yr
Adult Day Care$25,200/yr
South Carolina Annual Costs
Nursing Home (Private)$91,248/yr
Assisted Living$45,000/yr
Home Health Aide (8hr/day)$46,464/yr
Adult Day Care$16,596/yr
Senior Care Planning Resources
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Medicare Part A Coverage
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Frequently Asked Questions
Which state has cheaper nursing homes: New Jersey or South Carolina?
South Carolina has lower nursing home costs. New Jersey averages $12,167/month while South Carolina averages $7,604/month, a difference of $4,563/month.
How do assisted living costs compare between New Jersey and South Carolina?
Assisted living in New Jersey costs $5,950/month compared to $3,750/month in South Carolina.
What about home health aide costs?
Home health aides charge $27.00/hour in New Jersey and $22.00/hour in South Carolina.
Which state has better Medicaid coverage for senior care?
Both states offer Medicaid coverage for nursing home care. New Jersey: New Jersey Medicaid covers nursing home care. MLTSS (Managed Long Term Services and Supports) for community options.... South Carolina: South Carolina Medicaid covers nursing home care. Community Choices waiver for home-based services....
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Data verified March 2026 · Source: Genworth Cost of Care Survey