ElderCarePeek

North Carolina vs North Dakota: Senior Care Cost Comparison (2026)

Side-by-side comparison of nursing home, assisted living, and home care costs.

North Carolina

$8,304/mo

Nursing home (private room)

Senior population: 17%

North Dakota

$10,373/mo

Nursing home (private room)

Senior population: 16.5%

Which State is More Affordable for Senior Care?

North Carolina has lower nursing home costs by $2,069/month ($24,828/year). Over 5 years, that's a difference of $124,140.

Detailed Cost Comparison

Care TypeNorth CarolinaNorth DakotaDifference
Nursing Home (Private)$8,304/mo$10,373/mo$2,069
Nursing Home (Semi-Private)$7,452/mo$9,354/mo$1,902
Assisted Living$4,250/mo$4,250/mo$0
Home Health Aide$23.00/hr$28.00/hr$5.00
Adult Day Care$1,517/mo$1,733/mo$216
Homemaker Services$21.00/hr$26.00/hr$5.00

Annual Cost Comparison

North Carolina Annual Costs

Nursing Home (Private)$99,648/yr
Assisted Living$51,000/yr
Home Health Aide (8hr/day)$48,576/yr
Adult Day Care$18,204/yr

North Dakota Annual Costs

Nursing Home (Private)$124,476/yr
Assisted Living$51,000/yr
Home Health Aide (8hr/day)$59,136/yr
Adult Day Care$20,796/yr

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Frequently Asked Questions

Which state has cheaper nursing homes: North Carolina or North Dakota?
North Carolina has lower nursing home costs. North Carolina averages $8,304/month while North Dakota averages $10,373/month, a difference of $2,069/month.
How do assisted living costs compare between North Carolina and North Dakota?
Assisted living in North Carolina costs $4,250/month compared to $4,250/month in North Dakota.
What about home health aide costs?
Home health aides charge $23.00/hour in North Carolina and $28.00/hour in North Dakota.
Which state has better Medicaid coverage for senior care?
Both states offer Medicaid coverage for nursing home care. North Carolina: North Carolina Medicaid covers nursing facility care. Community Alternatives Program waivers available.... North Dakota: North Dakota Medicaid covers nursing homes. SPED waiver for home-based services....

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Data verified March 2026 · Source: Genworth Cost of Care Survey