ElderCarePeek

North Carolina vs Rhode Island: Senior Care Cost Comparison (2026)

Side-by-side comparison of nursing home, assisted living, and home care costs.

North Carolina

$8,304/mo

Nursing home (private room)

Senior population: 17%

Rhode Island

$10,830/mo

Nursing home (private room)

Senior population: 18%

Which State is More Affordable for Senior Care?

North Carolina has lower nursing home costs by $2,526/month ($30,312/year). Over 5 years, that's a difference of $151,560.

Detailed Cost Comparison

Care TypeNorth CarolinaRhode IslandDifference
Nursing Home (Private)$8,304/mo$10,830/mo$2,526
Nursing Home (Semi-Private)$7,452/mo$9,963/mo$2,511
Assisted Living$4,250/mo$5,250/mo$1,000
Home Health Aide$23.00/hr$28.00/hr$5.00
Adult Day Care$1,517/mo$2,100/mo$583
Homemaker Services$21.00/hr$26.00/hr$5.00

Annual Cost Comparison

North Carolina Annual Costs

Nursing Home (Private)$99,648/yr
Assisted Living$51,000/yr
Home Health Aide (8hr/day)$48,576/yr
Adult Day Care$18,204/yr

Rhode Island Annual Costs

Nursing Home (Private)$129,960/yr
Assisted Living$63,000/yr
Home Health Aide (8hr/day)$59,136/yr
Adult Day Care$25,200/yr

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Frequently Asked Questions

Which state has cheaper nursing homes: North Carolina or Rhode Island?
North Carolina has lower nursing home costs. North Carolina averages $8,304/month while Rhode Island averages $10,830/month, a difference of $2,526/month.
How do assisted living costs compare between North Carolina and Rhode Island?
Assisted living in North Carolina costs $4,250/month compared to $5,250/month in Rhode Island.
What about home health aide costs?
Home health aides charge $23.00/hour in North Carolina and $28.00/hour in Rhode Island.
Which state has better Medicaid coverage for senior care?
Both states offer Medicaid coverage for nursing home care. North Carolina: North Carolina Medicaid covers nursing facility care. Community Alternatives Program waivers available.... Rhode Island: Rhode Island Medicaid covers nursing facilities. Global consumer choice compact waiver available....

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Data verified March 2026 · Source: Genworth Cost of Care Survey