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Senior Care Costs in Idaho (2026)

Complete guide to nursing home, assisted living, and home care costs in Idaho. Costs are 0.1% below the national average.

Nursing Home (Private)

$9,506/mo

National avg: $9,514

Nursing Home (Semi-Private)

$8,517/mo

National avg: $8,582

Assisted Living

$4,250/mo

National avg: $4,612

Home Health Aide

$27.00/hr

$4,752/mo (8hr/day)

Adult Day Care

$1,600/mo

National avg: $1,692

Homemaker Services

$25.00/hr

$4,400/mo (8hr/day)

Senior Care Costs by City in Idaho

CityNursing HomeAssisted LivingHome Health AideAdult Day Care
Boise$9,327/mo$4,170/mo$26.49/hr$1,570/mo
Caldwell$9,825/mo$4,393/mo$27.91/hr$1,654/mo
Idaho Falls$8,206/mo$3,669/mo$23.31/hr$1,381/mo
Meridian$10,213/mo$4,566/mo$29.01/hr$1,719/mo
Nampa$10,757/mo$4,809/mo$30.55/hr$1,811/mo
Pocatello$9,419/mo$4,211/mo$26.75/hr$1,585/mo
Twin Falls$8,628/mo$3,857/mo$24.51/hr$1,452/mo

Medicaid & Medicare Coverage in Idaho

Idaho Medicaid covers nursing home care. Aged and Disabled waiver provides home-based alternatives.

Medicare Coverage (Federal)

  • Up to 100 days skilled nursing after hospital stay
  • Home health services if homebound
  • Does NOT cover custodial/long-term care

How to Pay for Care in Idaho

  • Long-term care insurance
  • Medicaid (income/asset eligible)
  • VA benefits for veterans
  • Personal savings and investments
  • Reverse mortgage proceeds

Idaho Senior Demographics

16.1%

Population 65+

$63,377

Median Household Income

$114,072

Annual Nursing Home Cost

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Nursing Home (Private Room) in Idaho

Monthly Cost

$9,506

Annual Cost

$114,072

5-Year Projection

$570,360

Total (12mo)

$114,072

vs. National Average

Idaho$9,506/mo
National Avg$9,541/mo

$35/mo lower than national average (-0.4%)

Medicare & Medicaid Coverage

  • Medicare: Covers up to 100 days of skilled nursing facility care after a qualifying hospital stay (first 20 days fully covered, days 21-100 with copay).
  • Medicaid: May cover nursing home and some home care costs for eligible individuals. Income and asset limits apply and vary by state.
  • Long-Term Care Insurance: Can cover costs not paid by Medicare or Medicaid. Premiums depend on age and coverage level.
  • VA Benefits: Veterans may qualify for Aid and Attendance benefits to help cover care costs.
Long-term care insurance quotes
Medicare supplement plans
Elder law attorneys near me
Senior living communities
Home health care agencies
Medicaid planning services

* Estimates based on Genworth Cost of Care Survey data. Actual costs may vary by facility, location, and level of care needed. Consult a certified elder care advisor or financial planner specializing in senior care for personalized guidance.

More About Idaho

Frequently Asked Questions

How much does a nursing home cost in Idaho?
A private room in a nursing home in Idaho costs approximately $9,506/month ($114,072/year). A semi-private room averages $8,517/month. This is $8 below the national average.
What is the cost of assisted living in Idaho?
Assisted living in Idaho costs approximately $4,250/month ($51,000/year). Costs vary by city and facility amenities.
Does Idaho Medicaid cover nursing home care?
Idaho Medicaid covers nursing home care. Aged and Disabled waiver provides home-based alternatives.
How much does a home health aide cost in Idaho?
Home health aides in Idaho charge approximately $27.00/hour. For full-time care (8 hours/day, 22 days/month), that totals about $4,752/month.
What percentage of Idaho's population is 65 or older?
Approximately 16.1% of Idaho's population is 65 years or older. The state's median household income is $63,377.

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Data verified March 2026 · Source: Genworth Cost of Care Survey