Senior Care Costs in Mississippi (2026)
Complete guide to nursing home, assisted living, and home care costs in Mississippi. Costs are 23.3% below the national average.
Nursing Home (Private)
$7,300/mo
National avg: $9,514
Nursing Home (Semi-Private)
$6,540/mo
National avg: $8,582
Assisted Living
$3,500/mo
National avg: $4,612
Home Health Aide
$19.00/hr
$3,344/mo (8hr/day)
Adult Day Care
$1,250/mo
National avg: $1,692
Homemaker Services
$17.50/hr
$3,080/mo (8hr/day)
Senior Care Costs by City in Mississippi
| City | Nursing Home | Assisted Living | Home Health Aide | Adult Day Care |
|---|---|---|---|---|
| Biloxi | $8,649/mo | $4,147/mo | $22.51/hr | $1,481/mo |
| Gulfport | $6,357/mo | $3,048/mo | $16.55/hr | $1,088/mo |
| Hattiesburg | $8,515/mo | $4,082/mo | $22.16/hr | $1,458/mo |
| Jackson | $7,811/mo | $3,745/mo | $20.33/hr | $1,338/mo |
| Meridian | $5,957/mo | $2,856/mo | $15.50/hr | $1,020/mo |
| Olive Branch | $6,774/mo | $3,248/mo | $17.63/hr | $1,160/mo |
| Southaven | $8,710/mo | $4,176/mo | $22.67/hr | $1,492/mo |
| Tupelo | $8,410/mo | $4,032/mo | $21.89/hr | $1,440/mo |
Medicaid & Medicare Coverage in Mississippi
Mississippi Medicaid covers nursing home care. Elderly and Disabled waiver for home services. Lowest cost region.
Medicare Coverage (Federal)
- Up to 100 days skilled nursing after hospital stay
- Home health services if homebound
- Does NOT cover custodial/long-term care
How to Pay for Care in Mississippi
- Long-term care insurance
- Medicaid (income/asset eligible)
- VA benefits for veterans
- Personal savings and investments
- Reverse mortgage proceeds
Mississippi Senior Demographics
16.4%
Population 65+
$48,610
Median Household Income
$87,600
Annual Nursing Home Cost
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Nursing Home (Private Room) in Mississippi
Monthly Cost
$7,300
Annual Cost
$87,600
5-Year Projection
$438,000
Total (12mo)
$87,600
vs. National Average
$2,241/mo lower than national average (-23.5%)
Medicare & Medicaid Coverage
- Medicare: Covers up to 100 days of skilled nursing facility care after a qualifying hospital stay (first 20 days fully covered, days 21-100 with copay).
- Medicaid: May cover nursing home and some home care costs for eligible individuals. Income and asset limits apply and vary by state.
- Long-Term Care Insurance: Can cover costs not paid by Medicare or Medicaid. Premiums depend on age and coverage level.
- VA Benefits: Veterans may qualify for Aid and Attendance benefits to help cover care costs.
* Estimates based on Genworth Cost of Care Survey data. Actual costs may vary by facility, location, and level of care needed. Consult a certified elder care advisor or financial planner specializing in senior care for personalized guidance.
More About Mississippi
Frequently Asked Questions
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Data verified March 2026 · Source: Genworth Cost of Care Survey