Senior Care Costs in Nebraska (2026)
Complete guide to nursing home, assisted living, and home care costs in Nebraska. Costs are 9.5% below the national average.
Nursing Home (Private)
$8,608/mo
National avg: $9,514
Nursing Home (Semi-Private)
$7,756/mo
National avg: $8,582
Assisted Living
$4,250/mo
National avg: $4,612
Home Health Aide
$26.00/hr
$4,576/mo (8hr/day)
Adult Day Care
$1,600/mo
National avg: $1,692
Homemaker Services
$24.00/hr
$4,224/mo (8hr/day)
Senior Care Costs by City in Nebraska
| City | Nursing Home | Assisted Living | Home Health Aide | Adult Day Care |
|---|---|---|---|---|
| Bellevue | $7,926/mo | $3,913/mo | $23.94/hr | $1,473/mo |
| Grand Island | $8,467/mo | $4,180/mo | $25.57/hr | $1,574/mo |
| Kearney | $7,269/mo | $3,589/mo | $21.95/hr | $1,351/mo |
| Lincoln | $9,768/mo | $4,823/mo | $29.50/hr | $1,816/mo |
| Omaha | $8,233/mo | $4,065/mo | $24.87/hr | $1,530/mo |
Medicaid & Medicare Coverage in Nebraska
Nebraska Medicaid covers nursing facilities. Aged and Disabled waiver for community-based services.
Medicare Coverage (Federal)
- Up to 100 days skilled nursing after hospital stay
- Home health services if homebound
- Does NOT cover custodial/long-term care
How to Pay for Care in Nebraska
- Long-term care insurance
- Medicaid (income/asset eligible)
- VA benefits for veterans
- Personal savings and investments
- Reverse mortgage proceeds
Nebraska Senior Demographics
16.4%
Population 65+
$66,644
Median Household Income
$103,296
Annual Nursing Home Cost
Elder Care Cost Calculator
Estimate senior care costs based on your state, care type, and duration needs.
Nursing Home (Private Room) in Nebraska
Monthly Cost
$8,608
Annual Cost
$103,296
5-Year Projection
$516,480
Total (12mo)
$103,296
vs. National Average
$933/mo lower than national average (-9.8%)
Medicare & Medicaid Coverage
- Medicare: Covers up to 100 days of skilled nursing facility care after a qualifying hospital stay (first 20 days fully covered, days 21-100 with copay).
- Medicaid: May cover nursing home and some home care costs for eligible individuals. Income and asset limits apply and vary by state.
- Long-Term Care Insurance: Can cover costs not paid by Medicare or Medicaid. Premiums depend on age and coverage level.
- VA Benefits: Veterans may qualify for Aid and Attendance benefits to help cover care costs.
* Estimates based on Genworth Cost of Care Survey data. Actual costs may vary by facility, location, and level of care needed. Consult a certified elder care advisor or financial planner specializing in senior care for personalized guidance.
More About Nebraska
Frequently Asked Questions
How much does a nursing home cost in Nebraska?
What is the cost of assisted living in Nebraska?
Does Nebraska Medicaid cover nursing home care?
How much does a home health aide cost in Nebraska?
What percentage of Nebraska's population is 65 or older?
Was this data helpful?
Data verified March 2026 · Source: Genworth Cost of Care Survey