Senior Care Costs in Oklahoma (2026)
Complete guide to nursing home, assisted living, and home care costs in Oklahoma. Costs are 28.1% below the national average.
Nursing Home (Private)
$6,844/mo
National avg: $9,514
Nursing Home (Semi-Private)
$6,083/mo
National avg: $8,582
Assisted Living
$3,750/mo
National avg: $4,612
Home Health Aide
$22.00/hr
$3,872/mo (8hr/day)
Adult Day Care
$1,383/mo
National avg: $1,692
Homemaker Services
$20.00/hr
$3,520/mo (8hr/day)
Senior Care Costs by City in Oklahoma
| City | Nursing Home | Assisted Living | Home Health Aide | Adult Day Care |
|---|---|---|---|---|
| Broken Arrow | $6,283/mo | $3,442/mo | $20.20/hr | $1,270/mo |
| Edmond | $6,097/mo | $3,340/mo | $19.60/hr | $1,232/mo |
| Lawton | $5,900/mo | $3,232/mo | $18.96/hr | $1,192/mo |
| Moore | $7,304/mo | $4,002/mo | $23.48/hr | $1,476/mo |
| Norman | $8,024/mo | $4,396/mo | $25.79/hr | $1,621/mo |
| Oklahoma City | $6,910/mo | $3,786/mo | $22.21/hr | $1,396/mo |
| Tulsa | $6,261/mo | $3,430/mo | $20.13/hr | $1,265/mo |
Medicaid & Medicare Coverage in Oklahoma
Oklahoma Medicaid covers nursing homes. ADvantage waiver program for community-based services.
Medicare Coverage (Federal)
- Up to 100 days skilled nursing after hospital stay
- Home health services if homebound
- Does NOT cover custodial/long-term care
How to Pay for Care in Oklahoma
- Long-term care insurance
- Medicaid (income/asset eligible)
- VA benefits for veterans
- Personal savings and investments
- Reverse mortgage proceeds
Oklahoma Senior Demographics
16.1%
Population 65+
$55,826
Median Household Income
$82,128
Annual Nursing Home Cost
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Nursing Home (Private Room) in Oklahoma
Monthly Cost
$6,844
Annual Cost
$82,128
5-Year Projection
$410,640
Total (12mo)
$82,128
vs. National Average
$2,697/mo lower than national average (-28.3%)
Medicare & Medicaid Coverage
- Medicare: Covers up to 100 days of skilled nursing facility care after a qualifying hospital stay (first 20 days fully covered, days 21-100 with copay).
- Medicaid: May cover nursing home and some home care costs for eligible individuals. Income and asset limits apply and vary by state.
- Long-Term Care Insurance: Can cover costs not paid by Medicare or Medicaid. Premiums depend on age and coverage level.
- VA Benefits: Veterans may qualify for Aid and Attendance benefits to help cover care costs.
* Estimates based on Genworth Cost of Care Survey data. Actual costs may vary by facility, location, and level of care needed. Consult a certified elder care advisor or financial planner specializing in senior care for personalized guidance.
More About Oklahoma
Frequently Asked Questions
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Data verified March 2026 · Source: Genworth Cost of Care Survey