Senior Care Costs in Oregon (2026)
Complete guide to nursing home, assisted living, and home care costs in Oregon. Costs are 15.4% above the national average.
Nursing Home (Private)
$10,982/mo
National avg: $9,514
Nursing Home (Semi-Private)
$9,963/mo
National avg: $8,582
Assisted Living
$5,500/mo
National avg: $4,612
Home Health Aide
$30.00/hr
$5,280/mo (8hr/day)
Adult Day Care
$1,900/mo
National avg: $1,692
Homemaker Services
$28.00/hr
$4,928/mo (8hr/day)
Senior Care Costs by City in Oregon
| City | Nursing Home | Assisted Living | Home Health Aide | Adult Day Care |
|---|---|---|---|---|
| Beaverton | $9,814/mo | $4,915/mo | $26.81/hr | $1,698/mo |
| Bend | $9,115/mo | $4,565/mo | $24.90/hr | $1,577/mo |
| Corvallis | $9,040/mo | $4,528/mo | $24.70/hr | $1,564/mo |
| Eugene | $10,152/mo | $5,084/mo | $27.73/hr | $1,756/mo |
| Gresham | $12,840/mo | $6,431/mo | $35.08/hr | $2,221/mo |
| Hillsboro | $10,389/mo | $5,203/mo | $28.38/hr | $1,797/mo |
| Medford | $11,092/mo | $5,555/mo | $30.30/hr | $1,919/mo |
| Portland | $11,083/mo | $5,551/mo | $30.28/hr | $1,917/mo |
| Salem | $9,155/mo | $4,585/mo | $25.01/hr | $1,584/mo |
| Springfield | $11,232/mo | $5,625/mo | $30.68/hr | $1,943/mo |
Medicaid & Medicare Coverage in Oregon
Oregon Medicaid covers nursing facilities. Oregon Project Independence and K Plan for community care.
Medicare Coverage (Federal)
- Up to 100 days skilled nursing after hospital stay
- Home health services if homebound
- Does NOT cover custodial/long-term care
How to Pay for Care in Oregon
- Long-term care insurance
- Medicaid (income/asset eligible)
- VA benefits for veterans
- Personal savings and investments
- Reverse mortgage proceeds
Oregon Senior Demographics
18.2%
Population 65+
$70,084
Median Household Income
$131,784
Annual Nursing Home Cost
Elder Care Cost Calculator
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Nursing Home (Private Room) in Oregon
Monthly Cost
$10,982
Annual Cost
$131,784
5-Year Projection
$658,920
Total (12mo)
$131,784
vs. National Average
$1,441/mo higher than national average (+15.1%)
Medicare & Medicaid Coverage
- Medicare: Covers up to 100 days of skilled nursing facility care after a qualifying hospital stay (first 20 days fully covered, days 21-100 with copay).
- Medicaid: May cover nursing home and some home care costs for eligible individuals. Income and asset limits apply and vary by state.
- Long-Term Care Insurance: Can cover costs not paid by Medicare or Medicaid. Premiums depend on age and coverage level.
- VA Benefits: Veterans may qualify for Aid and Attendance benefits to help cover care costs.
* Estimates based on Genworth Cost of Care Survey data. Actual costs may vary by facility, location, and level of care needed. Consult a certified elder care advisor or financial planner specializing in senior care for personalized guidance.
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Frequently Asked Questions
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Data verified March 2026 · Source: Genworth Cost of Care Survey