Senior Care Costs in Texas (2026)
Complete guide to nursing home, assisted living, and home care costs in Texas. Costs are 36.1% below the national average.
Nursing Home (Private)
$6,083/mo
National avg: $9,514
Nursing Home (Semi-Private)
$5,476/mo
National avg: $8,582
Assisted Living
$4,178/mo
National avg: $4,612
Home Health Aide
$23.00/hr
$4,048/mo (8hr/day)
Adult Day Care
$1,083/mo
National avg: $1,692
Homemaker Services
$21.00/hr
$3,696/mo (8hr/day)
Senior Care Costs by City in Texas
| City | Nursing Home | Assisted Living | Home Health Aide | Adult Day Care |
|---|---|---|---|---|
| Amarillo | $6,032/mo | $4,143/mo | $22.81/hr | $1,074/mo |
| Arlington | $7,034/mo | $4,831/mo | $26.60/hr | $1,252/mo |
| Austin | $7,066/mo | $4,853/mo | $26.72/hr | $1,258/mo |
| Brownsville | $5,421/mo | $3,723/mo | $20.50/hr | $965/mo |
| Corpus Christi | $5,798/mo | $3,982/mo | $21.92/hr | $1,032/mo |
| Dallas | $5,068/mo | $3,481/mo | $19.16/hr | $902/mo |
| El Paso | $5,433/mo | $3,732/mo | $20.54/hr | $967/mo |
| Fort Worth | $7,297/mo | $5,012/mo | $27.59/hr | $1,299/mo |
| Frisco | $5,136/mo | $3,528/mo | $19.42/hr | $914/mo |
| Garland | $7,190/mo | $4,938/mo | $27.19/hr | $1,280/mo |
| Grand Prairie | $6,740/mo | $4,629/mo | $25.48/hr | $1,200/mo |
| Houston | $6,750/mo | $4,636/mo | $25.52/hr | $1,202/mo |
| Irving | $6,689/mo | $4,594/mo | $25.29/hr | $1,191/mo |
| Laredo | $5,528/mo | $3,797/mo | $20.90/hr | $984/mo |
| Lubbock | $6,129/mo | $4,210/mo | $23.17/hr | $1,091/mo |
| McKinney | $5,234/mo | $3,595/mo | $19.79/hr | $932/mo |
| Mesquite | $5,411/mo | $3,717/mo | $20.46/hr | $963/mo |
| Pasadena | $5,674/mo | $3,897/mo | $21.45/hr | $1,010/mo |
| Plano | $6,849/mo | $4,704/mo | $25.90/hr | $1,219/mo |
| San Antonio | $6,947/mo | $4,771/mo | $26.27/hr | $1,237/mo |
Medicaid & Medicare Coverage in Texas
Texas Medicaid covers nursing facilities. STAR+PLUS managed care and Community Based Alternatives waiver.
Medicare Coverage (Federal)
- Up to 100 days skilled nursing after hospital stay
- Home health services if homebound
- Does NOT cover custodial/long-term care
How to Pay for Care in Texas
- Long-term care insurance
- Medicaid (income/asset eligible)
- VA benefits for veterans
- Personal savings and investments
- Reverse mortgage proceeds
Texas Senior Demographics
13.0%
Population 65+
$67,321
Median Household Income
$72,996
Annual Nursing Home Cost
Elder Care Cost Calculator
Estimate senior care costs based on your state, care type, and duration needs.
Nursing Home (Private Room) in Texas
Monthly Cost
$6,083
Annual Cost
$72,996
5-Year Projection
$364,980
Total (12mo)
$72,996
vs. National Average
$3,458/mo lower than national average (-36.2%)
Medicare & Medicaid Coverage
- Medicare: Covers up to 100 days of skilled nursing facility care after a qualifying hospital stay (first 20 days fully covered, days 21-100 with copay).
- Medicaid: May cover nursing home and some home care costs for eligible individuals. Income and asset limits apply and vary by state.
- Long-Term Care Insurance: Can cover costs not paid by Medicare or Medicaid. Premiums depend on age and coverage level.
- VA Benefits: Veterans may qualify for Aid and Attendance benefits to help cover care costs.
* Estimates based on Genworth Cost of Care Survey data. Actual costs may vary by facility, location, and level of care needed. Consult a certified elder care advisor or financial planner specializing in senior care for personalized guidance.
More About Texas
Frequently Asked Questions
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Data verified March 2026 · Source: Genworth Cost of Care Survey