Senior Care Costs in Vermont (2026)
Complete guide to nursing home, assisted living, and home care costs in Vermont. Costs are 15.4% above the national average.
Nursing Home (Private)
$10,982/mo
National avg: $9,514
Nursing Home (Semi-Private)
$9,963/mo
National avg: $8,582
Assisted Living
$5,500/mo
National avg: $4,612
Home Health Aide
$29.00/hr
$5,104/mo (8hr/day)
Adult Day Care
$2,017/mo
National avg: $1,692
Homemaker Services
$27.00/hr
$4,752/mo (8hr/day)
Senior Care Costs by City in Vermont
| City | Nursing Home | Assisted Living | Home Health Aide | Adult Day Care |
|---|---|---|---|---|
| Barre | $11,755/mo | $5,887/mo | $31.04/hr | $2,159/mo |
| Burlington | $10,973/mo | $5,496/mo | $28.98/hr | $2,015/mo |
| Montpelier | $9,238/mo | $4,627/mo | $24.39/hr | $1,697/mo |
| Rutland | $9,783/mo | $4,899/mo | $25.83/hr | $1,797/mo |
| South Burlington | $13,060/mo | $6,541/mo | $34.49/hr | $2,399/mo |
Medicaid & Medicare Coverage in Vermont
Vermont Medicaid (Green Mountain Care) covers nursing facilities. Choices for Care program provides HCBS.
Medicare Coverage (Federal)
- Up to 100 days skilled nursing after hospital stay
- Home health services if homebound
- Does NOT cover custodial/long-term care
How to Pay for Care in Vermont
- Long-term care insurance
- Medicaid (income/asset eligible)
- VA benefits for veterans
- Personal savings and investments
- Reverse mortgage proceeds
Vermont Senior Demographics
20.1%
Population 65+
$63,477
Median Household Income
$131,784
Annual Nursing Home Cost
Elder Care Cost Calculator
Estimate senior care costs based on your state, care type, and duration needs.
Nursing Home (Private Room) in Vermont
Monthly Cost
$10,982
Annual Cost
$131,784
5-Year Projection
$658,920
Total (12mo)
$131,784
vs. National Average
$1,441/mo higher than national average (+15.1%)
Medicare & Medicaid Coverage
- Medicare: Covers up to 100 days of skilled nursing facility care after a qualifying hospital stay (first 20 days fully covered, days 21-100 with copay).
- Medicaid: May cover nursing home and some home care costs for eligible individuals. Income and asset limits apply and vary by state.
- Long-Term Care Insurance: Can cover costs not paid by Medicare or Medicaid. Premiums depend on age and coverage level.
- VA Benefits: Veterans may qualify for Aid and Attendance benefits to help cover care costs.
* Estimates based on Genworth Cost of Care Survey data. Actual costs may vary by facility, location, and level of care needed. Consult a certified elder care advisor or financial planner specializing in senior care for personalized guidance.
More About Vermont
Frequently Asked Questions
How much does a nursing home cost in Vermont?
What is the cost of assisted living in Vermont?
Does Vermont Medicaid cover nursing home care?
How much does a home health aide cost in Vermont?
What percentage of Vermont's population is 65 or older?
Was this data helpful?
Data verified March 2026 · Source: Genworth Cost of Care Survey