Senior Care Costs in Virginia (2026)
Complete guide to nursing home, assisted living, and home care costs in Virginia. Costs are 6.3% below the national average.
Nursing Home (Private)
$8,913/mo
National avg: $9,514
Nursing Home (Semi-Private)
$8,000/mo
National avg: $8,582
Assisted Living
$4,750/mo
National avg: $4,612
Home Health Aide
$24.00/hr
$4,224/mo (8hr/day)
Adult Day Care
$1,733/mo
National avg: $1,692
Homemaker Services
$22.50/hr
$3,960/mo (8hr/day)
Senior Care Costs by City in Virginia
| City | Nursing Home | Assisted Living | Home Health Aide | Adult Day Care |
|---|---|---|---|---|
| Alexandria | $9,458/mo | $5,041/mo | $25.47/hr | $1,839/mo |
| Charlottesville | $9,765/mo | $5,204/mo | $26.29/hr | $1,899/mo |
| Chesapeake | $9,334/mo | $4,974/mo | $25.13/hr | $1,815/mo |
| Hampton | $8,004/mo | $4,266/mo | $21.55/hr | $1,556/mo |
| Lynchburg | $9,091/mo | $4,845/mo | $24.48/hr | $1,768/mo |
| Newport News | $10,585/mo | $5,641/mo | $28.50/hr | $2,058/mo |
| Norfolk | $8,863/mo | $4,723/mo | $23.87/hr | $1,723/mo |
| Portsmouth | $10,254/mo | $5,464/mo | $27.61/hr | $1,994/mo |
| Richmond | $7,412/mo | $3,950/mo | $19.96/hr | $1,441/mo |
| Roanoke | $9,013/mo | $4,803/mo | $24.27/hr | $1,752/mo |
| Virginia Beach | $7,548/mo | $4,022/mo | $20.32/hr | $1,468/mo |
Medicaid & Medicare Coverage in Virginia
Virginia Medicaid covers nursing home care. Commonwealth Coordinated Care Plus for community services.
Medicare Coverage (Federal)
- Up to 100 days skilled nursing after hospital stay
- Home health services if homebound
- Does NOT cover custodial/long-term care
How to Pay for Care in Virginia
- Long-term care insurance
- Medicaid (income/asset eligible)
- VA benefits for veterans
- Personal savings and investments
- Reverse mortgage proceeds
Virginia Senior Demographics
15.9%
Population 65+
$80,615
Median Household Income
$106,956
Annual Nursing Home Cost
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Nursing Home (Private Room) in Virginia
Monthly Cost
$8,913
Annual Cost
$106,956
5-Year Projection
$534,780
Total (12mo)
$106,956
vs. National Average
$628/mo lower than national average (-6.6%)
Medicare & Medicaid Coverage
- Medicare: Covers up to 100 days of skilled nursing facility care after a qualifying hospital stay (first 20 days fully covered, days 21-100 with copay).
- Medicaid: May cover nursing home and some home care costs for eligible individuals. Income and asset limits apply and vary by state.
- Long-Term Care Insurance: Can cover costs not paid by Medicare or Medicaid. Premiums depend on age and coverage level.
- VA Benefits: Veterans may qualify for Aid and Attendance benefits to help cover care costs.
* Estimates based on Genworth Cost of Care Survey data. Actual costs may vary by facility, location, and level of care needed. Consult a certified elder care advisor or financial planner specializing in senior care for personalized guidance.
More About Virginia
Frequently Asked Questions
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Data verified March 2026 · Source: Genworth Cost of Care Survey