ElderCarePeek

California vs Mississippi: Senior Care Cost Comparison (2026)

Side-by-side comparison of nursing home, assisted living, and home care costs.

California

$11,502/mo

Nursing home (private room)

Senior population: 15.2%

Mississippi

$7,300/mo

Nursing home (private room)

Senior population: 16.4%

Which State is More Affordable for Senior Care?

Mississippi has lower nursing home costs by $4,202/month ($50,424/year). Over 5 years, that's a difference of $252,120.

Detailed Cost Comparison

Care TypeCaliforniaMississippiDifference
Nursing Home (Private)$11,502/mo$7,300/mo+$4,202
Nursing Home (Semi-Private)$10,220/mo$6,540/mo+$3,680
Assisted Living$5,750/mo$3,500/mo+$2,250
Home Health Aide$32.00/hr$19.00/hr+$13.00
Adult Day Care$2,017/mo$1,250/mo+$767
Homemaker Services$30.00/hr$17.50/hr+$12.50

Annual Cost Comparison

California Annual Costs

Nursing Home (Private)$138,024/yr
Assisted Living$69,000/yr
Home Health Aide (8hr/day)$67,584/yr
Adult Day Care$24,204/yr

Mississippi Annual Costs

Nursing Home (Private)$87,600/yr
Assisted Living$42,000/yr
Home Health Aide (8hr/day)$40,128/yr
Adult Day Care$15,000/yr

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Frequently Asked Questions

Which state has cheaper nursing homes: California or Mississippi?
Mississippi has lower nursing home costs. California averages $11,502/month while Mississippi averages $7,300/month, a difference of $4,202/month.
How do assisted living costs compare between California and Mississippi?
Assisted living in California costs $5,750/month compared to $3,500/month in Mississippi.
What about home health aide costs?
Home health aides charge $32.00/hour in California and $19.00/hour in Mississippi.
Which state has better Medicaid coverage for senior care?
Both states offer Medicaid coverage for nursing home care. California: Medi-Cal covers nursing facility care. Multipurpose Senior Services Program (MSSP) and other waivers for community care.... Mississippi: Mississippi Medicaid covers nursing home care. Elderly and Disabled waiver for home services. Lowest cost region....

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Data verified March 2026 · Source: Genworth Cost of Care Survey