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Massachusetts vs Mississippi: Senior Care Cost Comparison (2026)

Side-by-side comparison of nursing home, assisted living, and home care costs.

Massachusetts

$13,992/mo

Nursing home (private room)

Senior population: 17%

Mississippi

$7,300/mo

Nursing home (private room)

Senior population: 16.4%

Which State is More Affordable for Senior Care?

Mississippi has lower nursing home costs by $6,692/month ($80,304/year). Over 5 years, that's a difference of $401,520.

Detailed Cost Comparison

Care TypeMassachusettsMississippiDifference
Nursing Home (Private)$13,992/mo$7,300/mo+$6,692
Nursing Home (Semi-Private)$12,167/mo$6,540/mo+$5,627
Assisted Living$5,750/mo$3,500/mo+$2,250
Home Health Aide$30.00/hr$19.00/hr+$11.00
Adult Day Care$2,100/mo$1,250/mo+$850
Homemaker Services$28.00/hr$17.50/hr+$10.50

Annual Cost Comparison

Massachusetts Annual Costs

Nursing Home (Private)$167,904/yr
Assisted Living$69,000/yr
Home Health Aide (8hr/day)$63,360/yr
Adult Day Care$25,200/yr

Mississippi Annual Costs

Nursing Home (Private)$87,600/yr
Assisted Living$42,000/yr
Home Health Aide (8hr/day)$40,128/yr
Adult Day Care$15,000/yr

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Frequently Asked Questions

Which state has cheaper nursing homes: Massachusetts or Mississippi?
Mississippi has lower nursing home costs. Massachusetts averages $13,992/month while Mississippi averages $7,300/month, a difference of $6,692/month.
How do assisted living costs compare between Massachusetts and Mississippi?
Assisted living in Massachusetts costs $5,750/month compared to $3,500/month in Mississippi.
What about home health aide costs?
Home health aides charge $30.00/hour in Massachusetts and $19.00/hour in Mississippi.
Which state has better Medicaid coverage for senior care?
Both states offer Medicaid coverage for nursing home care. Massachusetts: MassHealth covers nursing facility care. Frail Elder waiver and Senior Care Options program available.... Mississippi: Mississippi Medicaid covers nursing home care. Elderly and Disabled waiver for home services. Lowest cost region....

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Data verified March 2026 · Source: Genworth Cost of Care Survey